Why Choose a Mortgage Broker Over a Bank in 2024: The Smart Mortgage Guide
In today’s dynamic real estate market, finding the right mortgage to suit your needs is more critical than
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Ontario L1G 5N3
Experienced full time licensed Oshawa Mortgage Brokers & Agents representing
Mortgage Intelligence and 50 plus lenders.
Mortgage Intelligence Has More Than 50 Years of Combined Experience
Our team at Mortgage Intelligence Oshawa has over five decades of combined experience under our belts. In addition our mortgage brokers have the knowledge, resources and tools to provide “client specific mortgage solutions” to a diverse audience all across Oshawa and Ontario.
Our mortgage brokers prioritize building lasting relationships with our clients. Regardless of whether you’re a first-time homebuyer seeking to obtain mortgage financing, in the process of renewal, considering refinancing, or need assistance repairing bruised credit, we are here to help. With our expertise and personalized approach, we will guide you through the entire process and ensure that your mortgage journey is smooth and stress-free.
Rates are an important part of mortgage financing. Let us get you the best rate.
Interested in getting started on your mortgage? Complete our secure online application today!
Take advantage of our calculators to find out what you can afford.
A recent CMHC survey indicates that 40 percent of first time home buyers use mortgage brokers. Potential home buyers do their research before they make a decision. We make it easy to get pre-approved online. Mortgage brokers traditionally offer competitive rates, so using a mortgage broker will save you time and money.
Mortgage guidelines for self employed individuals looking to obtain mortgage financing have become stringent. Despite the stringent guidelines, it is still possible for self employed individuals to purchase homes.
These individuals must meet the following requirements: A minimum down payment of 10 percent; Excellent credit; Income demonstrating the ability to carry the mortgage.
At present homeowners in Canada can refinance up to 80 percent of the appraised value of the subject property. Here are some reasons why, our clients refinance their mortgage: Renovations and upgrades; Debt consolidation; Investments; Post secondary education; Increase cashflow; Spousal buyout.
Is your mortgage coming up for renewal in the next 3-6 months? If the answer to this question is “yes,” then this may be a great opportunity for you to speak to a mortgage expert to explore other options that may be available to you.
At Mortgage Intelligence Oshawa, we pride ourselves on being the valued partner for clients who need mortgage financing. For our team, customer service is a top priority and we believe that educating clients and providing information to enable them to make informed decisions is key. The numerous regional and national awards that we have been awarded over the years, is a testament of our dedication to our clients, lender partners and community.
Contact our office at (905) 404-8001 or (866) 452-1100 (toll free), to schedule a free, no obligation consultation now!
See the faces behind our expert team who will assist you with securing your mortgage or helping you out with your mortgage needs.
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Oshawa, Ontario L1G 5N3
(905) 404-8001
(866) 452-1100
david.hetti@migroup.ca
Mortgage Intelligence is Durham Region’s Mortgage Superstore. Our Mortgage Brokers use their expertises to advise and obtain approvals on mortgage financing that fits your mortgage needs.
Monday – Friday: 9AM – 5PM
Saturday – Sunday: CLOSED
© 2024 Mortgage Intelligence. All Rights Reserved.
David is our team leader and experienced broker who has used his leadership qualities to help our office be the largest Mortgage Intelligence Team in the region of Durham. He has a strong background in the financial field and holds a life insurance license as well, therefore providing value-added services to the clients that we assist. – FSCO Lic M08002434
As our full-time mortgage agent, Kelly assesses incoming applications and helps clients with choosing the best mortgage option for their unique needs. Having completed commercial lending courses, she uses this knowledge and experience to assist clients who are seeking to purchase a building for their business or investment. – FSCO Lic M08001409
Jacalyn is a mortgage agent and full-time right-hand man to Kelly Kozar. She serves as our office administrator and receptionist. In addition, she also manages the compliance aspects of the office, ensuring that each of our clients is properly served and that all documentation meets the strict guidelines of the industry. – FSCO Lic MI0002263